剑桥19写作Task2高分范文之saving money

今天这期带大家来看看最新剑桥真题19的一篇大作文题目,存钱是否对所有人(包括年轻人)都很重要?

题目:It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

这道题目是典型的Opinion题目类型。考生需要在开头即确定自己到底是单边论还是双边论。建议考生在开始动笔写之前要花10分钟列一下草稿。建议大家写四段式

完整范文+中文解析

The importance of securing financial stability is widely debated among individuals of all age groups. I am generally aligned with the belief that saving money is crucial, although I acknowledge that excessive saving can sometimes be impractical.

许多人认为,确保财务稳定对所有年龄段的个人都至关重要。尽管我承认过度储蓄有时可能不切实际,但我基本上同意这种观点。

On one hand, an excessive focus on saving may prioritize future financial security over present enjoyment. In many societies, individuals begin planning and saving for retirement early in their careers. This approach often means sacrificing leisure activities such as travel, socializing, and luxury expenditures in favor of building a comfortable nest egg for later years. However, adopting such an extreme approach to saving assumes a lifestyle choice that is uncommon among most people, who typically strike a balance between fiscal prudence and enjoying life’s pleasures.

一方面,过度关注储蓄可能会将未来的财务安全置于当前享乐之上。在许多社会中,个人在事业初期就开始为退休做规划和储蓄。这种做法通常意味着牺牲旅行、经常与朋友出去和奢侈消费,以换取在晚年能够拥有舒适的储蓄。然而,过度储蓄的生活方式假设了一种在大多数人中并不常见的选择,他们通常会在财务慎重和享受生活乐趣之间取得平衡。

Furthermore, saving money provides individuals with the flexibility to pursue diverse passions throughout their lives. For those without inherited wealth, diligent saving offers the opportunity to accumulate capital gradually. This financial cushion can then be leveraged for investments or passive income streams, affording individuals the freedom to explore entrepreneurial endeavors or pursue personal projects with reduced financial constraints. Such choices enrich life experiences, offering a stark contrast to the monotony often associated with lifelong dedication solely to a corporate career.

此外,储蓄能够使个人在生活中追求多样化的激情时保持灵活性。对于那些没有继承财富的人来说,勤奋储蓄提供了逐步积累资本的机会。这种财务安全网可以用于投资或产生被动收入,从而使个人能够自由地探索创业事业或投入个人项目,减少财务压力。这些选择丰富了生活经历,与一生致力于企业职业的单调生活经历形成鲜明对比。

In conclusion, despite potential risks associated with over-emphasizing savings at the expense of immediate quality of life, prudent financial planning remains beneficial for individuals. The extent of these savings will naturally vary based on individual needs and circumstances.

总之,尽管过度强调储蓄可能会损害当前生活质量,但明智的财务规划对个人仍然是有益的。这些储蓄的程度会根据个人的需求和情况而有所不同。

saving money 话题词汇整理

  1. Secure financial stability 确保财务稳定
    • It is essential for individuals to secure financial stability throughout their lives.
    • 个人在一生中确保财务稳定是至关重要的。
  2. Excessive saving 过度储蓄
    • Excessive saving can sometimes hinder enjoyment of the present.
    • 过度储蓄有时会妨碍当前的享受。
  3. Future financial security 未来的财务安全
    • Planning for future financial security is a prudent decision.
    • 规划未来的财务安全是一个明智的决定。
  4. Prioritize satisfaction over 将满足感置于…之上
    • Some people prioritize satisfaction in the future over present enjoyment.
    • 一些人更倾向于将未来的满足感置于当前的享乐之上。
  5. Financial nest egg 财务储备
    • Building a financial nest egg requires disciplined saving.
    • 建立财务储备需要有纪律的储蓄。
  6. Diligent saving 勤奋储蓄
    • Diligent saving allows individuals to achieve financial goals over time.
    • 勤奋储蓄使个人能够逐步实现财务目标。
  7. Financial cushion 财务安全网
    • Having a financial cushion provides security during economic downturns.
    • 拥有财务缓冲在经济衰退时提供了安全保障。
  8. Passive income streams 被动收入来源
    • Investing wisely can create passive income streams.
    • 明智投资可以创造被动收入来源
  9. Entrepreneurial endeavors 创业事业
    • Many young people are pursuing entrepreneurial endeavors.
    • 许多年轻人正在追求创业事业。
  10. Financial constraints 财务约束
    • Financial constraints can limit personal choices.
    • 财务约束可以限制个人选择。
  11. Financial well-being财务福祉
    • Financial well-being contributes to overall happiness.
    • 财务福祉有助于总体幸福感。
  12. Long-term financial goals长期财务目标
    • Setting clear long-term financial goals is crucial for success.
    • 设定明确的长期财务目标对成功至关重要。

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